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Projects

Browse projects supported by Algoritmica Labs and prototypes developed during our hackathons.

Incubated Projects

Credit Foundation Model 2 1st Place
2026

Credit Foundation Model

A self-supervised deep learning pipeline that treats loan payment history as a sequence – like an LLM for credit – to predict defaults up to 6 months earlier than traditional scoring.

Hackathon Prototypes

LoanWhiz Validation Screen 2nd Place
2026

LoanWhiz

An SF-native agent framework that compiles prospectuses into typed, executable deal models – letting deterministic primitives do all the maths so the AI only orchestrates, never hallucinates.

RetroFin AI 3rd place
2026

RetroFin AI

RetroFin AI guides Spanish homeowner communities through retrofit financing end to end – from uploading building accounts to generating a signed loan application – using live Euribor data, subsidy stacking, and AI-generated legal documents.

2026

Hypoport Agent Framework

An open, structured-finance agent framework. Clean contracts, a dynamic planner that composes audited primitives into an inspectable JSON DAG, and a verifier that refuses to ship an answer whose citations don’t resolve to a real source page or row.

2026

Reclarative runtime prospectus auditor

A runtime executing declarative workflows to execute primitives vs a prospectus doc.

1st Place
2025

Climate Risk Insights of Dutch Mortgage Portfolios

An Agentic AI system that provides proactive climate risk insights for mortgage portfolios, enabling banks to identify vulnerabilities before climate events occur.

AI DRRD
2025

AI-DRRD (AI-Powered Disaster Risk Resilience Dashboard)

An AI-Powered Disaster Risk Dashboard anticipating systemic risks (e.g., climate disasters) that destabilize loans, insurance, and investments.

2nd place
2025

CreditGoose

An invoice financing platform with an AI agent handling credit scoring. Includes alternative data ingestion from web search.

Issuria
2025

Issuria

Issuria is a web application that enables bankers to rapidly generate PRIIP- compliant Key Information Documents (KIDs) for structured financial products using natural language.

2026

TWBRIYPR

TWBRIYPR is a human-readable config layer for payment routing logic that enables payment specialists to define fallback rules in a shared Google Doc with no code.