--- title: Structured Finance Hackathon --- [Skip to content](https://algoritmica.ai/structured-finance-hackathon#main-content) ![](https://algoritmica.ai/hs-fs/hubfs/086ab-algoritmica-logo%20(1).png?width=567&height=140&name=086ab-algoritmica-logo%20(1).png)Homepage - [Home](https://algoritmica.ai?hsLang=en) - Products - [Deeploans Data](https://algoritmica.ai/deeploans-synthetic-data-generator?hsLang=en) - Algoritmica Labs - [Hackathons](https://algoritmica.ai/structured-finance-hackathon) - [Events](https://algoritmica.ai/events?hsLang=en) - [Blog](https://algoritmica.ai/blog?hsLang=en) - [About Us](https://algoritmica.ai/about-us?hsLang=en) [Contact Us](https://algoritmica.ai/contact?hsLang=en) - [Home](https://algoritmica.ai?hsLang=en) - Products - [Deeploans Data](https://algoritmica.ai/deeploans-synthetic-data-generator?hsLang=en) - Algoritmica Labs - [Hackathons](https://algoritmica.ai/structured-finance-hackathon) - [Events](https://algoritmica.ai/events?hsLang=en) - [Blog](https://algoritmica.ai/blog?hsLang=en) - [About Us](https://algoritmica.ai/about-us?hsLang=en) [Contact Us](https://algoritmica.ai/contact?hsLang=en) # Structured Finance Hackathon Where talented builders dare to solve significant industry challenges ## The Future of Structured Finance is Built Here **Create solutions alongside the people who use them.** Winning teams receive continued backing — including compute, mentorship, and industry connections — to take ideas beyond the hackathon and into production.  [BUILD](https://www.eventbrite.de/e/deeploans-london-workshop-tickets-1996978478386?aff=oddtdtcreator)[PARTNER](https://algoritmica.ai/hackathon-sponsor?hsLang=en) [PROJECTS](https://algoritmica.ai/incubated-projects?hsLang=en)[PROTOTYPES](https://algoritmica.ai/prototypes?hsLang=en) 2026 2025 2024 The third edition brought together 80 developers, data scientists, AI builders and finance professionals to solve the industry’s hardest technology challenges.   ### Challenges Structured Finance-Native Agent Framework + Every AI project in structured finance rebuilds from scratch. What would an open agent framework native to structured finance look like? Foundation Model for Credit + Loan tapes encode rich behavioural sequences, e.g. payments, arrears, cures, defaults. How might we build an open foundation model that learns the full context of credit so that the resulting embeddings can be reused across default prediction, anomaly detection, and cash-flow forecasting? Asset-Backed Technology + Data centers, GPU clusters, autonomous fleets: a new generation of hard-tech assets is being financed through asset-backed structures. But the infrastructure hasn’t caught up. How do we turn real-time asset performance data into credit intelligence for a new generation of collateral? ### Prizes 🥇 1st Place $1,000 - ⭐ 60-Day NVIDIA H100 Incubation · 8× H100 GPUs · 640GB VRAM · dedicated node via NVIDIA Brev - Tickets to OSFF London  Free entry to 2027 edition  🥈 2nd Place $250 - NVIDIA H100 Incubation - Tickets to OSFF London Free entry to the 2027 edition! 🥉 3rd Place - NVIDIA H100 Incubation - Tickets to OSFF London Free entry to the 2027 edition! ![SF Hackathon 2025-1](https://algoritmica.ai/hs-fs/hubfs/SF%20Hackathon%202025-1.png?width=1600&height=900&name=SF%20Hackathon%202025-1.png) Over 100 builders joined the hackathon in 2025, with Block and Kiwi acting as main sponsors and introducing some interesting, alternative challenges. ### Challenges Unlocking Invoice Liquidity + SMEs still wait 30–120 days for customers to pay invoices. The capital gap limits growth and forces owners to juggle credit cards or personal loans. Banks could finance these unpaid invoices, yet credit scoring and collateral monitoring require data from multiple disconnected systems. **How can we use AI to streamline the flow of data and decisions across ERPs, payment platforms, and banks to unlock invoice financing?** **![Sponsored by block](https://algoritmica.ai/hs-fs/hubfs/Sponsored%20by%20block.png?width=201&height=49&name=Sponsored%20by%20block.png)** Optimizing Multi-issuer Payments + Online travel platforms settle thousands of bookings via virtual cards issued through several banking partners. Each issuer offers different rebates, scheme exclusivities, FX costs, and traffic‑share quotas. Today a static, rule‑based process chooses the issuing product; an AI‑driven routing engine could boost the net yield for each of these transactions. **How can AI introduce a smarter, more dynamic routing engine that optimizes issuer selection in real time to make every transaction more profitable?** **![Sponsored by kiwi (2)](https://algoritmica.ai/hs-fs/hubfs/Sponsored%20by%20kiwi%20(2).png?width=202&height=52&name=Sponsored%20by%20kiwi%20(2).png)** Disaster Risk Forecasting + Banks have billions in loan exposure and don’t have the tools to anticipate the financial ripple effects of extreme risks. **What kind of AI-powered tools can help anticipate financial risks of natural disasters across large asset portfolios?** Agent Automation - Open Challenge + Agentic AI is finding purpose within several industries, taking automation to unprecedented levels. Meanwhile, the structured finance sector still heavily relies on manual work. **How do we use agentic AI to automate one or more phases of the structured finance lifecycle?** ### Prizes 🥇 1st Place €3,000 - Go-to-market support - Tickets to Open Source in Finance Forum London Acceptance into FINOS Labs 🥈 2nd Place - Go-to-market support - Tickets to the Open Source in Finance Forum in London Acceptance into FINOS Labs ![2024 Hackathon Banner](https://algoritmica.ai/hs-fs/hubfs/sfhack2024%20(1).png?width=2310&height=1300&name=sfhack2024%20(1).png) The very first edition of the Structured Finance Hackathon. ### Challenges LegalTech + How can we turn Structured Finance documentation into transparent code, quick and error-free? Climate Risk Tech + How can we use a variety of data sources to empower portfolio managers with compliant ESG and Climate Risk Scenario Analytics? RegTech + How can we make Regulatory Obligations easier to understand while efficiently monitoring changes to existing requirements? ### Prizes 🥇 1st Place A Rabbit R1 personal AI assistant device for each team member. 🥈 2nd Place A free ticket to the Open Source in Finance Forum London to meet industry leaders. 🥉 3rd Place 2 memberships to the Barcelona Finance Hub for 1 year with exclusive access to BFH services. 2026 + 2025 + 2024 + ## Past Partners ![FINOS Logo 1](https://algoritmica.ai/hubfs/FINOS%20Logo%201.png) ![Hypoport Logo-1](https://algoritmica.ai/hubfs/Hypoport%20Logo-1.png) ![Channel Logo (1)](https://algoritmica.ai/hubfs/Channel%20Logo%20(1).png) ![Kiwi.com logo](https://algoritmica.ai/hubfs/Kiwi.com%20logo.png) ![RiskSpan\_Logo\_v1-removebg-preview 1](https://algoritmica.ai/hubfs/RiskSpan_Logo_v1-removebg-preview%201.png) ![Block Logo](https://algoritmica.ai/hubfs/Block%20Logo.png) ![TAO Logo](https://algoritmica.ai/hubfs/TAO%20Logo.png) ![OpenBB logo](https://algoritmica.ai/hubfs/openbb%20logo.png) ## Interested in sponsoring the hackathon? Get involved in our upcoming hackathons by becoming a partner: suggest a challenge, provide your technology, or discuss your specific needs with us by sending us a message. [Learn More](https://algoritmica.ai/hackathon-sponsor?hsLang=en) ### Sponsorship Inquiry ## FAQs What are the challenges? Hackathon challenges change every year. Industry professionals suggest real-world challenges that are relevant and waiting for a solution.  How do I register for the next edition? Editions are announced some months earlier, but you can pre-register here and you will receive a notification when registrations are open -\> How do I suggest a challenge? Check out collaboration opportunities on this page: Are there speaking slots? Not every hackathon edition has speaking slots. Send us a message on this page and tell us what you had in mind: You can also check if our meetups are coming to your city, speaking slots are easier to grab there: What do participants get? If you're a builder: - A chance to win great prizes! - Post-hackathon support to take your prototype to production - Connections with industry professionals and a doorway into the industry - The chance to find a team and show off your talent Last but not least: a hackathon is an exciting competition where you build something new that might become your next product, and meet new people who might just become your next colleagues! ![b8cab-algoritmica\_logo\_retina\_w-1](https://algoritmica.ai/hs-fs/hubfs/b8cab-algoritmica_logo_retina_w-1.png?width=300&height=74&name=b8cab-algoritmica_logo_retina_w-1.png "b8cab-algoritmica_logo_retina_w-1") - [Home](https://algoritmica.ai?hsLang=en) - [Events](https://algoritmica.ai/events?hsLang=en) - [Resources](https://algoritmica.ai/resources-and-case-studies?hsLang=en) - [Contact](https://algoritmica.ai/contact?hsLang=en) --- [Privacy Policy](https://algoritmica.ai/privacy-policy?hsLang=en) · [Legal Notice](https://algoritmica.ai/legal-notice?hsLang=en) · © 2026. 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